Illustrative list of additional recovery plan indicators

(Retained earnings and reserves) / total equity

Adverse information on the financial position of significant counterparties

Concentration of liquidity and funding sources

Cost of total funding (retail and wholesale funding)

Average tenure of wholesale funding

Contractual maturity mismatch

Cost of wholesale funding

Cost-income ratio (operating costs / operating income)

Net interest margin

Net non-performing loans / equity

(Gross non-performing loans) / total loans

Growth rate of impairments on financial assets

Non-performing loans by significant geographic or sector concentration

Forborne exposures⁽⁵⁾/ total exposures

Price to book ratio

Reputational threat to the institution or significant reputational damage

Rating under negative review or rating downgrade of sovereigns

Unemployment rate