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Text applicable on 27 Jul 2026Consolidated version of 27 Jul 2026In forceUnofficial text · authentic on EUR-Lex (opens in a new tab)

DR2023-206 Article 4 — as applicable on 27 Jul 2026 (version of 27 Jul 2026)

Article 4

Use of other sources of data

Amendment details· last amended 27 Jul 2026
Versions of this provision:21 Feb 202327 Jul 2026

Last amended 27 Jul 2026 by Commission Delegated Regulation (EU) 2026/807 of 10 March 2026.

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Authorities designated in accordance with Article 124(8) or Article 164(5) of Regulation (EU) No 575/2013 that determine the loss experience in accordance with Article 1(1), point (a), of this Regulation, or that assess the appropriateness of the LGD input floor values in accordance with Article 2 of this Regulation for a property segment or a part of the territory of a Member State, may use other sources of data, including national ad hoc reporting and credit registers relating to that segment or that part of the territory, provided that the data collected in accordance with Article 430(1), point (a), and Article 430a, of Regulation (EU) No 575/2013 are not sufficiently granular.